Technology + Regulatory Expertise
Technology + Regulatory Expertise
Technology + Regulatory Expertise
About Capital Consult
Capital Consult is the leading APRA and Financial Services regulatory specialist in Australia.
Since 2008 our team has provided specialist advice and support to organisations dealing with APRA, helping them interpret and achieve compliance with the prudential standards, guidelines and supervisory framework.
Having worked with over 30 FSIs to assess gaps in their APRA regulatory compliance and implement pragmatic and sustainable solutions, makes us one of the most experienced and respected specialists in the industry.
Our methodology is underpinned by best-practice APRA-ready accelerators: frameworks, processes and artefacts. These APRA aligned Frameworks are a powerful toolbox that your business can utilise - designed and implemented by some of the most experienced professionals in the industry.
When you partner with Capital Consult, our team, our tools and our experience become your prime assets in technology & regulatory compliance.
Areas of Expertise:
Gap analysis of current operations to APRA obligations
Risk assessments
Operational uplift and APRA readiness
IT and cloud governance and assurance
Regulatory submissions & compliance
APRA operational risk reviews
Resilience, Risk and Governance
Best practice advisory
International Regulatory Advisory
CPS 230 Assurance and APRA Reviews
A Few Words From Our Trusted Clients
Capital Consult has supported a range of banking, superannuation, mutuals, life, health and general and insurance companies in Australia and internationally
"The Capital Consult team provided exceptional guidance and expertise throughout our CPS 230 implementation, ensuring we met APRA’s new operational risk management standards with confidence. Their deep understanding of regulatory requirements and tailored approach helped us strengthen our governance, service provider oversight, and business continuity planning. Importantly, as the program evolved, Capital Consult adjusted their support model to meet the project team's changing needs. We appreciated Capital Consult's ability to break down the regulatory jargon to plain-English and help build solutions appropriate for our specific business and industry”.
David Chalmers
Head Of Risk & Sustainability nib Health Funds
"The Capital Consult team provided exceptional guidance and expertise throughout our CPS 230 implementation, ensuring we met APRA’s new operational risk management standards with confidence. Their deep understanding of regulatory requirements and tailored approach helped us strengthen our governance, service provider oversight, and business continuity planning. Importantly, as the program evolved, Capital Consult adjusted their support model to meet the project team's changing needs. We appreciated Capital Consult's ability to break down the regulatory jargon to plain-English and help build solutions appropriate for our specific business and industry”.
David Chalmers
Head Of Risk & Sustainability nib Health Funds
"The Capital Consult team provided exceptional guidance and expertise throughout our CPS 230 implementation, ensuring we met APRA’s new operational risk management standards with confidence. Their deep understanding of regulatory requirements and tailored approach helped us strengthen our governance, service provider oversight, and business continuity planning. Importantly, as the program evolved, Capital Consult adjusted their support model to meet the project team's changing needs. We appreciated Capital Consult's ability to break down the regulatory jargon to plain-English and help build solutions appropriate for our specific business and industry”.
David Chalmers
Head Of Risk & Sustainability nib Health Funds
"We knew something had to change to support the high velocity of application migrations that were planned for 2021 and 2022, particularly AMP’s Extreme Inherent Risk business applications that each required an APRA ‘no objection’ before migration to the public cloud. Capital Consult joined the program and made an immediate impact by providing strong guidance and hands on support in producing each submission. As a result, they quickly became known as the ‘APRA Whisperers’. We would never have delivered the CloudX transformation without the tremendous support from our partner Capital Consult, to whom we are very grateful."
Craig Moseley
Program Manager, Group Technology, AMP
"We knew something had to change to support the high velocity of application migrations that were planned for 2021 and 2022, particularly AMP’s Extreme Inherent Risk business applications that each required an APRA ‘no objection’ before migration to the public cloud. Capital Consult joined the program and made an immediate impact by providing strong guidance and hands on support in producing each submission. As a result, they quickly became known as the ‘APRA Whisperers’. We would never have delivered the CloudX transformation without the tremendous support from our partner Capital Consult, to whom we are very grateful."
Craig Moseley
Program Manager, Group Technology, AMP
"We knew something had to change to support the high velocity of application migrations that were planned for 2021 and 2022, particularly AMP’s Extreme Inherent Risk business applications that each required an APRA ‘no objection’ before migration to the public cloud. Capital Consult joined the program and made an immediate impact by providing strong guidance and hands on support in producing each submission. As a result, they quickly became known as the ‘APRA Whisperers’. We would never have delivered the CloudX transformation without the tremendous support from our partner Capital Consult, to whom we are very grateful."
Craig Moseley
Program Manager, Group Technology, AMP
"Capital Consult have been a significant part of our journey towards a favourable outcome with APRA on a material cloud workload. Good consultants leave you better than they found you and that is certainly true in this case, in all aspects of our cloud operating model. Along the way, the Capital Consult team brought rigour and a familiarity with the spirit and intent of APRA’s guidance which undoubtedly helped accelerate our thinking and maturity in this space."
Fiona Macgregor
Chief Information and Innovation Officer, TAL
"Capital Consult have been a significant part of our journey towards a favourable outcome with APRA on a material cloud workload. Good consultants leave you better than they found you and that is certainly true in this case, in all aspects of our cloud operating model. Along the way, the Capital Consult team brought rigour and a familiarity with the spirit and intent of APRA’s guidance which undoubtedly helped accelerate our thinking and maturity in this space."
Fiona Macgregor
Chief Information and Innovation Officer, TAL
"Capital Consult have been a significant part of our journey towards a favourable outcome with APRA on a material cloud workload. Good consultants leave you better than they found you and that is certainly true in this case, in all aspects of our cloud operating model. Along the way, the Capital Consult team brought rigour and a familiarity with the spirit and intent of APRA’s guidance which undoubtedly helped accelerate our thinking and maturity in this space."
Fiona Macgregor
Chief Information and Innovation Officer, TAL
"Key to the technology strategy that underpins Greater Bank’s ambitious transformation program is the use of public cloud for a wide variety of business critical services which includes hosting of highly sensitive information. The program recognised the need for a partner to help navigate the complex regulatory guidelines/frameworks that safeguard our industry and selecting Capital Consult, from word of mouth recommendations, was an easy choice. Capital Consult has been with us on this journey every step of the way and we quite simply would not of been successful without their support and commitment. Capital's experience is unquestionable, backed by a broad range of expertise, ‘kit bag’ of materials, they helped us maintain laser focus on the essential requirements of our regulators."
Mark Spry
Group Executive Transformation, Greater Bank
"Key to the technology strategy that underpins Greater Bank’s ambitious transformation program is the use of public cloud for a wide variety of business critical services which includes hosting of highly sensitive information. The program recognised the need for a partner to help navigate the complex regulatory guidelines/frameworks that safeguard our industry and selecting Capital Consult, from word of mouth recommendations, was an easy choice. Capital Consult has been with us on this journey every step of the way and we quite simply would not of been successful without their support and commitment. Capital's experience is unquestionable, backed by a broad range of expertise, ‘kit bag’ of materials, they helped us maintain laser focus on the essential requirements of our regulators."
Mark Spry
Group Executive Transformation, Greater Bank
"Key to the technology strategy that underpins Greater Bank’s ambitious transformation program is the use of public cloud for a wide variety of business critical services which includes hosting of highly sensitive information. The program recognised the need for a partner to help navigate the complex regulatory guidelines/frameworks that safeguard our industry and selecting Capital Consult, from word of mouth recommendations, was an easy choice. Capital Consult has been with us on this journey every step of the way and we quite simply would not of been successful without their support and commitment. Capital's experience is unquestionable, backed by a broad range of expertise, ‘kit bag’ of materials, they helped us maintain laser focus on the essential requirements of our regulators."
Mark Spry
Group Executive Transformation, Greater Bank
"We were impressed with the level of expertise provided and had the best experience working with the Capital Consult team. The team provided us with valuable insights and the required capability to assist with preparing and addressing regulatory matters. I can confidently recommend their high quality, professional work."
Hadi Rahnama
Chief Information Security & Technology Risk Officer, BOQ Group
"We were impressed with the level of expertise provided and had the best experience working with the Capital Consult team. The team provided us with valuable insights and the required capability to assist with preparing and addressing regulatory matters. I can confidently recommend their high quality, professional work."
Hadi Rahnama
Chief Information Security & Technology Risk Officer, BOQ Group
"We were impressed with the level of expertise provided and had the best experience working with the Capital Consult team. The team provided us with valuable insights and the required capability to assist with preparing and addressing regulatory matters. I can confidently recommend their high quality, professional work."
Hadi Rahnama
Chief Information Security & Technology Risk Officer, BOQ Group
“We brought in Capital Consult during a period of change where we needed additional resources and guidance to maintain momentum with regulatory change. Capital Consult moved quickly to provide pragmatic and clear advice that had an immediate impact. With the teams support we were able to prioritise key actions for risk uplift and quickly develop a timeline and plan. Capital Consult’s support and a staff secondment allowed us to execute on this plan swiftly and effectively, while maintaining focus on emerging regulatory requirements. Capital Consult provided tailored pragmatic advice that fit our circumstances and made sense to our stakeholders.”
Kevin Roberts
Chief Financial Officer
Futurity Investment Group
“We brought in Capital Consult during a period of change where we needed additional resources and guidance to maintain momentum with regulatory change. Capital Consult moved quickly to provide pragmatic and clear advice that had an immediate impact. With the teams support we were able to prioritise key actions for risk uplift and quickly develop a timeline and plan. Capital Consult’s support and a staff secondment allowed us to execute on this plan swiftly and effectively, while maintaining focus on emerging regulatory requirements. Capital Consult provided tailored pragmatic advice that fit our circumstances and made sense to our stakeholders.”
Kevin Roberts
Chief Financial Officer
Futurity Investment Group
“We brought in Capital Consult during a period of change where we needed additional resources and guidance to maintain momentum with regulatory change. Capital Consult moved quickly to provide pragmatic and clear advice that had an immediate impact. With the teams support we were able to prioritise key actions for risk uplift and quickly develop a timeline and plan. Capital Consult’s support and a staff secondment allowed us to execute on this plan swiftly and effectively, while maintaining focus on emerging regulatory requirements. Capital Consult provided tailored pragmatic advice that fit our circumstances and made sense to our stakeholders.”
Kevin Roberts
Chief Financial Officer
Futurity Investment Group
"Capital Consult was engaged by Tyro to help adapt our Governance, Risk, and Compliance procedures and processes in moving to the cloud. Capital Consult has both a well-defined framework and a wealth of experience. What stood out for us was that they were easy to work with, hands-on and went out of their way to adapt to our Agile environment. This engagement resulted in a set of practical tools and processes that Tyro will use to govern our activities around our cloud deployments."
Sascha Hess
Director of Operations, Tyro Payments
"Capital Consult was engaged by Tyro to help adapt our Governance, Risk, and Compliance procedures and processes in moving to the cloud. Capital Consult has both a well-defined framework and a wealth of experience. What stood out for us was that they were easy to work with, hands-on and went out of their way to adapt to our Agile environment. This engagement resulted in a set of practical tools and processes that Tyro will use to govern our activities around our cloud deployments."
Sascha Hess
Director of Operations, Tyro Payments
"Capital Consult was engaged by Tyro to help adapt our Governance, Risk, and Compliance procedures and processes in moving to the cloud. Capital Consult has both a well-defined framework and a wealth of experience. What stood out for us was that they were easy to work with, hands-on and went out of their way to adapt to our Agile environment. This engagement resulted in a set of practical tools and processes that Tyro will use to govern our activities around our cloud deployments."
Sascha Hess
Director of Operations, Tyro Payments
"We engaged Capital Consult to assist with helping CUA accelerate the adoption of cloud technologies across our transformation program. The team from Capital Consult bought deep expertise in the deliverables, approach, and delivery of the submissions to the regulator. They were able to understand and work closely with first, second and third line stakeholder needs required for a complex Financial Services business. Capital Consult helped us achieve a ‘no objection’ from APRA for both our cloud migration and cloud based open banking platform. Thanks to the Capital Consult team for helping CUA achieve a significant milestone on its transformation journey."
Steve Willson
Chief Information Officer, CUA
"We engaged Capital Consult to assist with helping CUA accelerate the adoption of cloud technologies across our transformation program. The team from Capital Consult bought deep expertise in the deliverables, approach, and delivery of the submissions to the regulator. They were able to understand and work closely with first, second and third line stakeholder needs required for a complex Financial Services business. Capital Consult helped us achieve a ‘no objection’ from APRA for both our cloud migration and cloud based open banking platform. Thanks to the Capital Consult team for helping CUA achieve a significant milestone on its transformation journey."
Steve Willson
Chief Information Officer, CUA
"We engaged Capital Consult to assist with helping CUA accelerate the adoption of cloud technologies across our transformation program. The team from Capital Consult bought deep expertise in the deliverables, approach, and delivery of the submissions to the regulator. They were able to understand and work closely with first, second and third line stakeholder needs required for a complex Financial Services business. Capital Consult helped us achieve a ‘no objection’ from APRA for both our cloud migration and cloud based open banking platform. Thanks to the Capital Consult team for helping CUA achieve a significant milestone on its transformation journey."
Steve Willson
Chief Information Officer, CUA
"Capital Consult brought an appropriate level of maturity and pragmatic approach that was most beneficial in assisting our IT team in navigating our cloud journey and the APRA regulatory & operational readiness associated. The Capital Consult team worked extremely well with our team in a collaborative approach to get the job done. I would have no hesitation in utilising Capital Consult on further engagements."
Brendan Mills
CIO, nib Health Funds
"Capital Consult brought an appropriate level of maturity and pragmatic approach that was most beneficial in assisting our IT team in navigating our cloud journey and the APRA regulatory & operational readiness associated. The Capital Consult team worked extremely well with our team in a collaborative approach to get the job done. I would have no hesitation in utilising Capital Consult on further engagements."
Brendan Mills
CIO, nib Health Funds
"Capital Consult brought an appropriate level of maturity and pragmatic approach that was most beneficial in assisting our IT team in navigating our cloud journey and the APRA regulatory & operational readiness associated. The Capital Consult team worked extremely well with our team in a collaborative approach to get the job done. I would have no hesitation in utilising Capital Consult on further engagements."
Brendan Mills
CIO, nib Health Funds
"Without the engagement of Capital Consult and their expertise in the Australian Finance Services sector - in relation to the APRA regulatory framework and Cloud and Digital business transformations, the IAG Cloud Strategy would not have momentum, traction, approval and structure for the future. The Capital Consult team have bought expertise, professionalism plus a drive and determination to deliver the best outcomes for our customers and business. This was pivotal to us now having a cross business Cloud strategy, roadmap, operating model and delivery of our first workload into AWS. I would recommend them strongly for any business which is looking to bring speed and scale, via Cloud, into their business."
Mark Drasutis
Chief Digital Officer, IAG
"Without the engagement of Capital Consult and their expertise in the Australian Finance Services sector - in relation to the APRA regulatory framework and Cloud and Digital business transformations, the IAG Cloud Strategy would not have momentum, traction, approval and structure for the future. The Capital Consult team have bought expertise, professionalism plus a drive and determination to deliver the best outcomes for our customers and business. This was pivotal to us now having a cross business Cloud strategy, roadmap, operating model and delivery of our first workload into AWS. I would recommend them strongly for any business which is looking to bring speed and scale, via Cloud, into their business."
Mark Drasutis
Chief Digital Officer, IAG
"Without the engagement of Capital Consult and their expertise in the Australian Finance Services sector - in relation to the APRA regulatory framework and Cloud and Digital business transformations, the IAG Cloud Strategy would not have momentum, traction, approval and structure for the future. The Capital Consult team have bought expertise, professionalism plus a drive and determination to deliver the best outcomes for our customers and business. This was pivotal to us now having a cross business Cloud strategy, roadmap, operating model and delivery of our first workload into AWS. I would recommend them strongly for any business which is looking to bring speed and scale, via Cloud, into their business."
Mark Drasutis
Chief Digital Officer, IAG
"We engaged Capital Consult to assist with our readiness and preparation for our APRA consultation in migrating our core superannuation platform to the cloud. They bought an in depth knowledge and experience of the Regulatory requirements and pragmatic activities and solutions. Having experience working in technology, risk and compliance, they understood the challenges in outsourcing and worked seamlessly with our team on the preparation activity required towards our outsource readiness and APRA's no objection. I can recommend the team from Capital Consult."
Dr Adrian Colquhoun
Chief Technology and Innovation Officer, Mine Wealth + Wellbeing Super Fund
"We engaged Capital Consult to assist with our readiness and preparation for our APRA consultation in migrating our core superannuation platform to the cloud. They bought an in depth knowledge and experience of the Regulatory requirements and pragmatic activities and solutions. Having experience working in technology, risk and compliance, they understood the challenges in outsourcing and worked seamlessly with our team on the preparation activity required towards our outsource readiness and APRA's no objection. I can recommend the team from Capital Consult."
Dr Adrian Colquhoun
Chief Technology and Innovation Officer, Mine Wealth + Wellbeing Super Fund
"We engaged Capital Consult to assist with our readiness and preparation for our APRA consultation in migrating our core superannuation platform to the cloud. They bought an in depth knowledge and experience of the Regulatory requirements and pragmatic activities and solutions. Having experience working in technology, risk and compliance, they understood the challenges in outsourcing and worked seamlessly with our team on the preparation activity required towards our outsource readiness and APRA's no objection. I can recommend the team from Capital Consult."
Dr Adrian Colquhoun
Chief Technology and Innovation Officer, Mine Wealth + Wellbeing Super Fund
"Capital Consult was engaged to facilitate all actions needed to prepare for an IT Operational Risk Review by APRA. We supplied over 580 documents to APRA and prepared 13 presentations. The Capital Consult team did an excellent job of ensuring all task owners met their deliverable dates, as well as ensuring all stakeholders were kept informed. As a result the right preread and presentation information reached the regulator and this was reflected in an excellent report. I would be happy to engage with Capital Consult again."
Michelle James
CRO Technology & Operations, AMP
"Capital Consult was engaged to facilitate all actions needed to prepare for an IT Operational Risk Review by APRA. We supplied over 580 documents to APRA and prepared 13 presentations. The Capital Consult team did an excellent job of ensuring all task owners met their deliverable dates, as well as ensuring all stakeholders were kept informed. As a result the right preread and presentation information reached the regulator and this was reflected in an excellent report. I would be happy to engage with Capital Consult again."
Michelle James
CRO Technology & Operations, AMP
"Capital Consult was engaged to facilitate all actions needed to prepare for an IT Operational Risk Review by APRA. We supplied over 580 documents to APRA and prepared 13 presentations. The Capital Consult team did an excellent job of ensuring all task owners met their deliverable dates, as well as ensuring all stakeholders were kept informed. As a result the right preread and presentation information reached the regulator and this was reflected in an excellent report. I would be happy to engage with Capital Consult again."
Michelle James
CRO Technology & Operations, AMP
"The team from Capital Consult provided great support to ME Bank as we prepared to engage with APRA on our outsource cloud journey. Their knowledge and expertise in this space provided us with much needed clarity on exactly what we needed to do to ensure that our governance and control environment was fit for cloud and APRA compliance."
David Lochrie
GM Digital & Integration, ME Bank
"The team from Capital Consult provided great support to ME Bank as we prepared to engage with APRA on our outsource cloud journey. Their knowledge and expertise in this space provided us with much needed clarity on exactly what we needed to do to ensure that our governance and control environment was fit for cloud and APRA compliance."
David Lochrie
GM Digital & Integration, ME Bank
"The team from Capital Consult provided great support to ME Bank as we prepared to engage with APRA on our outsource cloud journey. Their knowledge and expertise in this space provided us with much needed clarity on exactly what we needed to do to ensure that our governance and control environment was fit for cloud and APRA compliance."
David Lochrie
GM Digital & Integration, ME Bank
Capital Consult has proudly worked with the following organisations
Is APRA keeping you up at night?
We get it! You’re not the only one.
The forever evolving nuances of regulation and compliance can seem complex when looking from the outside in. As specialists dealing with these nuances every day, we can spot the gaps quickly and advise you on what’s important, what’s urgent and what will have you rest at ease.
If you’d like to chat about where you’re at, get in touch - we’re here to help.
Is APRA keeping you up at night?
We get it! You’re not the only one.
The forever evolving nuances of regulation and compliance can seem complex when looking from the outside in. As specialists dealing with these nuances every day, we can spot the gaps quickly and advise you on what’s important, what’s urgent and what will have you rest at ease.
If you’d like to chat about where you’re at, get in touch - we’re here to help.
Is APRA keeping you up at night?
We get it! You’re not the only one.
The forever evolving nuances of regulation and compliance can seem complex when looking from the outside in. As specialists dealing with these nuances every day, we can spot the gaps quickly and advise you on what’s important, what’s urgent and what will have you rest at ease.
If you’d like to chat about where you’re at, get in touch - we’re here to help.
Technology + Regulatory Expertise
Technology + Regulatory Expertise
Technology + Regulatory Expertise
About Capital Consult
Capital Consult is the leading APRA and Financial Services regulatory specialist in Australia.
Since 2008 our team has provided specialist advice and support to organisations dealing with APRA, helping them interpret and achieve compliance with the prudential standards, guidelines and supervisory framework.
Having worked with over 30 FSIs to assess gaps in their APRA regulatory compliance and implement pragmatic and sustainable solutions, makes us one of the most experienced and respected specialists in the industry.
Our methodology is underpinned by best-practice APRA-ready accelerators: frameworks, processes and artefacts. These APRA aligned Frameworks are a powerful toolbox that your business can utilise - designed and implemented by some of the most experienced professionals in the industry.
When you partner with Capital Consult, our team, our tools and our experience become your prime assets in technology & regulatory compliance.
Areas of Expertise:
Gap analysis of current operations to APRA obligations
Risk assessments
Operational uplift and APRA readiness
IT and cloud governance and assurance
Regulatory submissions & compliance
APRA operational risk reviews
Resilience, Risk and Governance
Best practice advisory
International Regulatory Advisory
CPS 230 Assurance and APRA Reviews
A Few Words From Our Trusted Clients
Capital Consult has supported a range of banking, superannuation, mutuals, life, health and general and insurance companies in Australia and internationally
"The Capital Consult team provided exceptional guidance and expertise throughout our CPS 230 implementation, ensuring we met APRA’s new operational risk management standards with confidence. Their deep understanding of regulatory requirements and tailored approach helped us strengthen our governance, service provider oversight, and business continuity planning. Importantly, as the program evolved, Capital Consult adjusted their support model to meet the project team's changing needs. We appreciated Capital Consult's ability to break down the regulatory jargon to plain-English and help build solutions appropriate for our specific business and industry”.
David Chalmers
Head Of Risk & Sustainability nib Health Funds
"The Capital Consult team provided exceptional guidance and expertise throughout our CPS 230 implementation, ensuring we met APRA’s new operational risk management standards with confidence. Their deep understanding of regulatory requirements and tailored approach helped us strengthen our governance, service provider oversight, and business continuity planning. Importantly, as the program evolved, Capital Consult adjusted their support model to meet the project team's changing needs. We appreciated Capital Consult's ability to break down the regulatory jargon to plain-English and help build solutions appropriate for our specific business and industry”.
David Chalmers
Head Of Risk & Sustainability nib Health Funds
"The Capital Consult team provided exceptional guidance and expertise throughout our CPS 230 implementation, ensuring we met APRA’s new operational risk management standards with confidence. Their deep understanding of regulatory requirements and tailored approach helped us strengthen our governance, service provider oversight, and business continuity planning. Importantly, as the program evolved, Capital Consult adjusted their support model to meet the project team's changing needs. We appreciated Capital Consult's ability to break down the regulatory jargon to plain-English and help build solutions appropriate for our specific business and industry”.
David Chalmers
Head Of Risk & Sustainability nib Health Funds
"We knew something had to change to support the high velocity of application migrations that were planned for 2021 and 2022, particularly AMP’s Extreme Inherent Risk business applications that each required an APRA ‘no objection’ before migration to the public cloud. Capital Consult joined the program and made an immediate impact by providing strong guidance and hands on support in producing each submission. As a result, they quickly became known as the ‘APRA Whisperers’. We would never have delivered the CloudX transformation without the tremendous support from our partner Capital Consult, to whom we are very grateful."
Craig Moseley
Program Manager, Group Technology, AMP
"We knew something had to change to support the high velocity of application migrations that were planned for 2021 and 2022, particularly AMP’s Extreme Inherent Risk business applications that each required an APRA ‘no objection’ before migration to the public cloud. Capital Consult joined the program and made an immediate impact by providing strong guidance and hands on support in producing each submission. As a result, they quickly became known as the ‘APRA Whisperers’. We would never have delivered the CloudX transformation without the tremendous support from our partner Capital Consult, to whom we are very grateful."
Craig Moseley
Program Manager, Group Technology, AMP
"We knew something had to change to support the high velocity of application migrations that were planned for 2021 and 2022, particularly AMP’s Extreme Inherent Risk business applications that each required an APRA ‘no objection’ before migration to the public cloud. Capital Consult joined the program and made an immediate impact by providing strong guidance and hands on support in producing each submission. As a result, they quickly became known as the ‘APRA Whisperers’. We would never have delivered the CloudX transformation without the tremendous support from our partner Capital Consult, to whom we are very grateful."
Craig Moseley
Program Manager, Group Technology, AMP
"Capital Consult have been a significant part of our journey towards a favourable outcome with APRA on a material cloud workload. Good consultants leave you better than they found you and that is certainly true in this case, in all aspects of our cloud operating model. Along the way, the Capital Consult team brought rigour and a familiarity with the spirit and intent of APRA’s guidance which undoubtedly helped accelerate our thinking and maturity in this space."
Fiona Macgregor
Chief Information and Innovation Officer, TAL
"Capital Consult have been a significant part of our journey towards a favourable outcome with APRA on a material cloud workload. Good consultants leave you better than they found you and that is certainly true in this case, in all aspects of our cloud operating model. Along the way, the Capital Consult team brought rigour and a familiarity with the spirit and intent of APRA’s guidance which undoubtedly helped accelerate our thinking and maturity in this space."
Fiona Macgregor
Chief Information and Innovation Officer, TAL
"Capital Consult have been a significant part of our journey towards a favourable outcome with APRA on a material cloud workload. Good consultants leave you better than they found you and that is certainly true in this case, in all aspects of our cloud operating model. Along the way, the Capital Consult team brought rigour and a familiarity with the spirit and intent of APRA’s guidance which undoubtedly helped accelerate our thinking and maturity in this space."
Fiona Macgregor
Chief Information and Innovation Officer, TAL
"Key to the technology strategy that underpins Greater Bank’s ambitious transformation program is the use of public cloud for a wide variety of business critical services which includes hosting of highly sensitive information. The program recognised the need for a partner to help navigate the complex regulatory guidelines/frameworks that safeguard our industry and selecting Capital Consult, from word of mouth recommendations, was an easy choice. Capital Consult has been with us on this journey every step of the way and we quite simply would not of been successful without their support and commitment. Capital's experience is unquestionable, backed by a broad range of expertise, ‘kit bag’ of materials, they helped us maintain laser focus on the essential requirements of our regulators."
Mark Spry
Group Executive Transformation, Greater Bank
"Key to the technology strategy that underpins Greater Bank’s ambitious transformation program is the use of public cloud for a wide variety of business critical services which includes hosting of highly sensitive information. The program recognised the need for a partner to help navigate the complex regulatory guidelines/frameworks that safeguard our industry and selecting Capital Consult, from word of mouth recommendations, was an easy choice. Capital Consult has been with us on this journey every step of the way and we quite simply would not of been successful without their support and commitment. Capital's experience is unquestionable, backed by a broad range of expertise, ‘kit bag’ of materials, they helped us maintain laser focus on the essential requirements of our regulators."
Mark Spry
Group Executive Transformation, Greater Bank
"Key to the technology strategy that underpins Greater Bank’s ambitious transformation program is the use of public cloud for a wide variety of business critical services which includes hosting of highly sensitive information. The program recognised the need for a partner to help navigate the complex regulatory guidelines/frameworks that safeguard our industry and selecting Capital Consult, from word of mouth recommendations, was an easy choice. Capital Consult has been with us on this journey every step of the way and we quite simply would not of been successful without their support and commitment. Capital's experience is unquestionable, backed by a broad range of expertise, ‘kit bag’ of materials, they helped us maintain laser focus on the essential requirements of our regulators."
Mark Spry
Group Executive Transformation, Greater Bank
"We were impressed with the level of expertise provided and had the best experience working with the Capital Consult team. The team provided us with valuable insights and the required capability to assist with preparing and addressing regulatory matters. I can confidently recommend their high quality, professional work."
Hadi Rahnama
Chief Information Security & Technology Risk Officer, BOQ Group
"We were impressed with the level of expertise provided and had the best experience working with the Capital Consult team. The team provided us with valuable insights and the required capability to assist with preparing and addressing regulatory matters. I can confidently recommend their high quality, professional work."
Hadi Rahnama
Chief Information Security & Technology Risk Officer, BOQ Group
"We were impressed with the level of expertise provided and had the best experience working with the Capital Consult team. The team provided us with valuable insights and the required capability to assist with preparing and addressing regulatory matters. I can confidently recommend their high quality, professional work."
Hadi Rahnama
Chief Information Security & Technology Risk Officer, BOQ Group
“We brought in Capital Consult during a period of change where we needed additional resources and guidance to maintain momentum with regulatory change. Capital Consult moved quickly to provide pragmatic and clear advice that had an immediate impact. With the teams support we were able to prioritise key actions for risk uplift and quickly develop a timeline and plan. Capital Consult’s support and a staff secondment allowed us to execute on this plan swiftly and effectively, while maintaining focus on emerging regulatory requirements. Capital Consult provided tailored pragmatic advice that fit our circumstances and made sense to our stakeholders.”
Kevin Roberts
Chief Financial Officer
Futurity Investment Group
“We brought in Capital Consult during a period of change where we needed additional resources and guidance to maintain momentum with regulatory change. Capital Consult moved quickly to provide pragmatic and clear advice that had an immediate impact. With the teams support we were able to prioritise key actions for risk uplift and quickly develop a timeline and plan. Capital Consult’s support and a staff secondment allowed us to execute on this plan swiftly and effectively, while maintaining focus on emerging regulatory requirements. Capital Consult provided tailored pragmatic advice that fit our circumstances and made sense to our stakeholders.”
Kevin Roberts
Chief Financial Officer
Futurity Investment Group
“We brought in Capital Consult during a period of change where we needed additional resources and guidance to maintain momentum with regulatory change. Capital Consult moved quickly to provide pragmatic and clear advice that had an immediate impact. With the teams support we were able to prioritise key actions for risk uplift and quickly develop a timeline and plan. Capital Consult’s support and a staff secondment allowed us to execute on this plan swiftly and effectively, while maintaining focus on emerging regulatory requirements. Capital Consult provided tailored pragmatic advice that fit our circumstances and made sense to our stakeholders.”
Kevin Roberts
Chief Financial Officer
Futurity Investment Group
"Capital Consult was engaged by Tyro to help adapt our Governance, Risk, and Compliance procedures and processes in moving to the cloud. Capital Consult has both a well-defined framework and a wealth of experience. What stood out for us was that they were easy to work with, hands-on and went out of their way to adapt to our Agile environment. This engagement resulted in a set of practical tools and processes that Tyro will use to govern our activities around our cloud deployments."
Sascha Hess
Director of Operations, Tyro Payments
"Capital Consult was engaged by Tyro to help adapt our Governance, Risk, and Compliance procedures and processes in moving to the cloud. Capital Consult has both a well-defined framework and a wealth of experience. What stood out for us was that they were easy to work with, hands-on and went out of their way to adapt to our Agile environment. This engagement resulted in a set of practical tools and processes that Tyro will use to govern our activities around our cloud deployments."
Sascha Hess
Director of Operations, Tyro Payments
"Capital Consult was engaged by Tyro to help adapt our Governance, Risk, and Compliance procedures and processes in moving to the cloud. Capital Consult has both a well-defined framework and a wealth of experience. What stood out for us was that they were easy to work with, hands-on and went out of their way to adapt to our Agile environment. This engagement resulted in a set of practical tools and processes that Tyro will use to govern our activities around our cloud deployments."
Sascha Hess
Director of Operations, Tyro Payments
"We engaged Capital Consult to assist with helping CUA accelerate the adoption of cloud technologies across our transformation program. The team from Capital Consult bought deep expertise in the deliverables, approach, and delivery of the submissions to the regulator. They were able to understand and work closely with first, second and third line stakeholder needs required for a complex Financial Services business. Capital Consult helped us achieve a ‘no objection’ from APRA for both our cloud migration and cloud based open banking platform. Thanks to the Capital Consult team for helping CUA achieve a significant milestone on its transformation journey."
Steve Willson
Chief Information Officer, CUA
"We engaged Capital Consult to assist with helping CUA accelerate the adoption of cloud technologies across our transformation program. The team from Capital Consult bought deep expertise in the deliverables, approach, and delivery of the submissions to the regulator. They were able to understand and work closely with first, second and third line stakeholder needs required for a complex Financial Services business. Capital Consult helped us achieve a ‘no objection’ from APRA for both our cloud migration and cloud based open banking platform. Thanks to the Capital Consult team for helping CUA achieve a significant milestone on its transformation journey."
Steve Willson
Chief Information Officer, CUA
"We engaged Capital Consult to assist with helping CUA accelerate the adoption of cloud technologies across our transformation program. The team from Capital Consult bought deep expertise in the deliverables, approach, and delivery of the submissions to the regulator. They were able to understand and work closely with first, second and third line stakeholder needs required for a complex Financial Services business. Capital Consult helped us achieve a ‘no objection’ from APRA for both our cloud migration and cloud based open banking platform. Thanks to the Capital Consult team for helping CUA achieve a significant milestone on its transformation journey."
Steve Willson
Chief Information Officer, CUA
"Capital Consult brought an appropriate level of maturity and pragmatic approach that was most beneficial in assisting our IT team in navigating our cloud journey and the APRA regulatory & operational readiness associated. The Capital Consult team worked extremely well with our team in a collaborative approach to get the job done. I would have no hesitation in utilising Capital Consult on further engagements."
Brendan Mills
CIO, nib Health Funds
"Capital Consult brought an appropriate level of maturity and pragmatic approach that was most beneficial in assisting our IT team in navigating our cloud journey and the APRA regulatory & operational readiness associated. The Capital Consult team worked extremely well with our team in a collaborative approach to get the job done. I would have no hesitation in utilising Capital Consult on further engagements."
Brendan Mills
CIO, nib Health Funds
"Capital Consult brought an appropriate level of maturity and pragmatic approach that was most beneficial in assisting our IT team in navigating our cloud journey and the APRA regulatory & operational readiness associated. The Capital Consult team worked extremely well with our team in a collaborative approach to get the job done. I would have no hesitation in utilising Capital Consult on further engagements."
Brendan Mills
CIO, nib Health Funds
"Without the engagement of Capital Consult and their expertise in the Australian Finance Services sector - in relation to the APRA regulatory framework and Cloud and Digital business transformations, the IAG Cloud Strategy would not have momentum, traction, approval and structure for the future. The Capital Consult team have bought expertise, professionalism plus a drive and determination to deliver the best outcomes for our customers and business. This was pivotal to us now having a cross business Cloud strategy, roadmap, operating model and delivery of our first workload into AWS. I would recommend them strongly for any business which is looking to bring speed and scale, via Cloud, into their business."
Mark Drasutis
Chief Digital Officer, IAG
"Without the engagement of Capital Consult and their expertise in the Australian Finance Services sector - in relation to the APRA regulatory framework and Cloud and Digital business transformations, the IAG Cloud Strategy would not have momentum, traction, approval and structure for the future. The Capital Consult team have bought expertise, professionalism plus a drive and determination to deliver the best outcomes for our customers and business. This was pivotal to us now having a cross business Cloud strategy, roadmap, operating model and delivery of our first workload into AWS. I would recommend them strongly for any business which is looking to bring speed and scale, via Cloud, into their business."
Mark Drasutis
Chief Digital Officer, IAG
"Without the engagement of Capital Consult and their expertise in the Australian Finance Services sector - in relation to the APRA regulatory framework and Cloud and Digital business transformations, the IAG Cloud Strategy would not have momentum, traction, approval and structure for the future. The Capital Consult team have bought expertise, professionalism plus a drive and determination to deliver the best outcomes for our customers and business. This was pivotal to us now having a cross business Cloud strategy, roadmap, operating model and delivery of our first workload into AWS. I would recommend them strongly for any business which is looking to bring speed and scale, via Cloud, into their business."
Mark Drasutis
Chief Digital Officer, IAG
"We engaged Capital Consult to assist with our readiness and preparation for our APRA consultation in migrating our core superannuation platform to the cloud. They bought an in depth knowledge and experience of the Regulatory requirements and pragmatic activities and solutions. Having experience working in technology, risk and compliance, they understood the challenges in outsourcing and worked seamlessly with our team on the preparation activity required towards our outsource readiness and APRA's no objection. I can recommend the team from Capital Consult."
Dr Adrian Colquhoun
Chief Technology and Innovation Officer, Mine Wealth + Wellbeing Super Fund
"We engaged Capital Consult to assist with our readiness and preparation for our APRA consultation in migrating our core superannuation platform to the cloud. They bought an in depth knowledge and experience of the Regulatory requirements and pragmatic activities and solutions. Having experience working in technology, risk and compliance, they understood the challenges in outsourcing and worked seamlessly with our team on the preparation activity required towards our outsource readiness and APRA's no objection. I can recommend the team from Capital Consult."
Dr Adrian Colquhoun
Chief Technology and Innovation Officer, Mine Wealth + Wellbeing Super Fund
"We engaged Capital Consult to assist with our readiness and preparation for our APRA consultation in migrating our core superannuation platform to the cloud. They bought an in depth knowledge and experience of the Regulatory requirements and pragmatic activities and solutions. Having experience working in technology, risk and compliance, they understood the challenges in outsourcing and worked seamlessly with our team on the preparation activity required towards our outsource readiness and APRA's no objection. I can recommend the team from Capital Consult."
Dr Adrian Colquhoun
Chief Technology and Innovation Officer, Mine Wealth + Wellbeing Super Fund
"Capital Consult was engaged to facilitate all actions needed to prepare for an IT Operational Risk Review by APRA. We supplied over 580 documents to APRA and prepared 13 presentations. The Capital Consult team did an excellent job of ensuring all task owners met their deliverable dates, as well as ensuring all stakeholders were kept informed. As a result the right preread and presentation information reached the regulator and this was reflected in an excellent report. I would be happy to engage with Capital Consult again."
Michelle James
CRO Technology & Operations, AMP
"Capital Consult was engaged to facilitate all actions needed to prepare for an IT Operational Risk Review by APRA. We supplied over 580 documents to APRA and prepared 13 presentations. The Capital Consult team did an excellent job of ensuring all task owners met their deliverable dates, as well as ensuring all stakeholders were kept informed. As a result the right preread and presentation information reached the regulator and this was reflected in an excellent report. I would be happy to engage with Capital Consult again."
Michelle James
CRO Technology & Operations, AMP
"Capital Consult was engaged to facilitate all actions needed to prepare for an IT Operational Risk Review by APRA. We supplied over 580 documents to APRA and prepared 13 presentations. The Capital Consult team did an excellent job of ensuring all task owners met their deliverable dates, as well as ensuring all stakeholders were kept informed. As a result the right preread and presentation information reached the regulator and this was reflected in an excellent report. I would be happy to engage with Capital Consult again."
Michelle James
CRO Technology & Operations, AMP
"The team from Capital Consult provided great support to ME Bank as we prepared to engage with APRA on our outsource cloud journey. Their knowledge and expertise in this space provided us with much needed clarity on exactly what we needed to do to ensure that our governance and control environment was fit for cloud and APRA compliance."
David Lochrie
GM Digital & Integration, ME Bank
"The team from Capital Consult provided great support to ME Bank as we prepared to engage with APRA on our outsource cloud journey. Their knowledge and expertise in this space provided us with much needed clarity on exactly what we needed to do to ensure that our governance and control environment was fit for cloud and APRA compliance."
David Lochrie
GM Digital & Integration, ME Bank
"The team from Capital Consult provided great support to ME Bank as we prepared to engage with APRA on our outsource cloud journey. Their knowledge and expertise in this space provided us with much needed clarity on exactly what we needed to do to ensure that our governance and control environment was fit for cloud and APRA compliance."
David Lochrie
GM Digital & Integration, ME Bank
Capital Consult has proudly worked with the following organisations
Is APRA keeping you up at night?
We get it! You’re not the only one.
The forever evolving nuances of regulation and compliance can seem complex when looking from the outside in. As specialists dealing with these nuances every day, we can spot the gaps quickly and advise you on what’s important, what’s urgent and what will have you rest at ease.
If you’d like to chat about where you’re at, get in touch - we’re here to help.
Is APRA keeping you up at night?
We get it! You’re not the only one.
The forever evolving nuances of regulation and compliance can seem complex when looking from the outside in. As specialists dealing with these nuances every day, we can spot the gaps quickly and advise you on what’s important, what’s urgent and what will have you rest at ease.
If you’d like to chat about where you’re at, get in touch - we’re here to help.
Is APRA keeping you up at night?
We get it! You’re not the only one.
The forever evolving nuances of regulation and compliance can seem complex when looking from the outside in. As specialists dealing with these nuances every day, we can spot the gaps quickly and advise you on what’s important, what’s urgent and what will have you rest at ease.
If you’d like to chat about where you’re at, get in touch - we’re here to help.
Technology + Regulatory Expertise
Technology + Regulatory Expertise
Technology + Regulatory Expertise
About Capital Consult
Capital Consult is the leading APRA and Financial Services regulatory specialist in Australia.
Since 2008 our team has provided specialist advice and support to organisations dealing with APRA, helping them interpret and achieve compliance with the prudential standards, guidelines and supervisory framework.
Having worked with over 30 FSIs to assess gaps in their APRA regulatory compliance and implement pragmatic and sustainable solutions, makes us one of the most experienced and respected specialists in the industry.
Our methodology is underpinned by best-practice APRA-ready accelerators: frameworks, processes and artefacts. These APRA aligned Frameworks are a powerful toolbox that your business can utilise - designed and implemented by some of the most experienced professionals in the industry.
When you partner with Capital Consult, our team, our tools and our experience become your prime assets in technology & regulatory compliance.
Areas of Expertise:
Gap analysis of current operations to APRA obligations
Risk assessments
Operational uplift and APRA readiness
IT and cloud governance and assurance
Regulatory submissions & compliance
APRA operational risk reviews
Resilience, Risk and Governance
Best practice advisory
International Regulatory Advisory
CPS 230 Assurance and APRA Reviews
A Few Words From Our Trusted Clients
Capital Consult has supported a range of banking, superannuation, mutuals, life, health and general and insurance companies in Australia and internationally
"The Capital Consult team provided exceptional guidance and expertise throughout our CPS 230 implementation, ensuring we met APRA’s new operational risk management standards with confidence. Their deep understanding of regulatory requirements and tailored approach helped us strengthen our governance, service provider oversight, and business continuity planning. Importantly, as the program evolved, Capital Consult adjusted their support model to meet the project team's changing needs. We appreciated Capital Consult's ability to break down the regulatory jargon to plain-English and help build solutions appropriate for our specific business and industry”.
David Chalmers
Head Of Risk & Sustainability nib Health Funds
"The Capital Consult team provided exceptional guidance and expertise throughout our CPS 230 implementation, ensuring we met APRA’s new operational risk management standards with confidence. Their deep understanding of regulatory requirements and tailored approach helped us strengthen our governance, service provider oversight, and business continuity planning. Importantly, as the program evolved, Capital Consult adjusted their support model to meet the project team's changing needs. We appreciated Capital Consult's ability to break down the regulatory jargon to plain-English and help build solutions appropriate for our specific business and industry”.
David Chalmers
Head Of Risk & Sustainability nib Health Funds
"The Capital Consult team provided exceptional guidance and expertise throughout our CPS 230 implementation, ensuring we met APRA’s new operational risk management standards with confidence. Their deep understanding of regulatory requirements and tailored approach helped us strengthen our governance, service provider oversight, and business continuity planning. Importantly, as the program evolved, Capital Consult adjusted their support model to meet the project team's changing needs. We appreciated Capital Consult's ability to break down the regulatory jargon to plain-English and help build solutions appropriate for our specific business and industry”.
David Chalmers
Head Of Risk & Sustainability nib Health Funds
"We knew something had to change to support the high velocity of application migrations that were planned for 2021 and 2022, particularly AMP’s Extreme Inherent Risk business applications that each required an APRA ‘no objection’ before migration to the public cloud. Capital Consult joined the program and made an immediate impact by providing strong guidance and hands on support in producing each submission. As a result, they quickly became known as the ‘APRA Whisperers’. We would never have delivered the CloudX transformation without the tremendous support from our partner Capital Consult, to whom we are very grateful."
Craig Moseley
Program Manager, Group Technology, AMP
"We knew something had to change to support the high velocity of application migrations that were planned for 2021 and 2022, particularly AMP’s Extreme Inherent Risk business applications that each required an APRA ‘no objection’ before migration to the public cloud. Capital Consult joined the program and made an immediate impact by providing strong guidance and hands on support in producing each submission. As a result, they quickly became known as the ‘APRA Whisperers’. We would never have delivered the CloudX transformation without the tremendous support from our partner Capital Consult, to whom we are very grateful."
Craig Moseley
Program Manager, Group Technology, AMP
"We knew something had to change to support the high velocity of application migrations that were planned for 2021 and 2022, particularly AMP’s Extreme Inherent Risk business applications that each required an APRA ‘no objection’ before migration to the public cloud. Capital Consult joined the program and made an immediate impact by providing strong guidance and hands on support in producing each submission. As a result, they quickly became known as the ‘APRA Whisperers’. We would never have delivered the CloudX transformation without the tremendous support from our partner Capital Consult, to whom we are very grateful."
Craig Moseley
Program Manager, Group Technology, AMP
"Capital Consult have been a significant part of our journey towards a favourable outcome with APRA on a material cloud workload. Good consultants leave you better than they found you and that is certainly true in this case, in all aspects of our cloud operating model. Along the way, the Capital Consult team brought rigour and a familiarity with the spirit and intent of APRA’s guidance which undoubtedly helped accelerate our thinking and maturity in this space."
Fiona Macgregor
Chief Information and Innovation Officer, TAL
"Capital Consult have been a significant part of our journey towards a favourable outcome with APRA on a material cloud workload. Good consultants leave you better than they found you and that is certainly true in this case, in all aspects of our cloud operating model. Along the way, the Capital Consult team brought rigour and a familiarity with the spirit and intent of APRA’s guidance which undoubtedly helped accelerate our thinking and maturity in this space."
Fiona Macgregor
Chief Information and Innovation Officer, TAL
"Capital Consult have been a significant part of our journey towards a favourable outcome with APRA on a material cloud workload. Good consultants leave you better than they found you and that is certainly true in this case, in all aspects of our cloud operating model. Along the way, the Capital Consult team brought rigour and a familiarity with the spirit and intent of APRA’s guidance which undoubtedly helped accelerate our thinking and maturity in this space."
Fiona Macgregor
Chief Information and Innovation Officer, TAL
"Key to the technology strategy that underpins Greater Bank’s ambitious transformation program is the use of public cloud for a wide variety of business critical services which includes hosting of highly sensitive information. The program recognised the need for a partner to help navigate the complex regulatory guidelines/frameworks that safeguard our industry and selecting Capital Consult, from word of mouth recommendations, was an easy choice. Capital Consult has been with us on this journey every step of the way and we quite simply would not of been successful without their support and commitment. Capital's experience is unquestionable, backed by a broad range of expertise, ‘kit bag’ of materials, they helped us maintain laser focus on the essential requirements of our regulators."
Mark Spry
Group Executive Transformation, Greater Bank
"Key to the technology strategy that underpins Greater Bank’s ambitious transformation program is the use of public cloud for a wide variety of business critical services which includes hosting of highly sensitive information. The program recognised the need for a partner to help navigate the complex regulatory guidelines/frameworks that safeguard our industry and selecting Capital Consult, from word of mouth recommendations, was an easy choice. Capital Consult has been with us on this journey every step of the way and we quite simply would not of been successful without their support and commitment. Capital's experience is unquestionable, backed by a broad range of expertise, ‘kit bag’ of materials, they helped us maintain laser focus on the essential requirements of our regulators."
Mark Spry
Group Executive Transformation, Greater Bank
"Key to the technology strategy that underpins Greater Bank’s ambitious transformation program is the use of public cloud for a wide variety of business critical services which includes hosting of highly sensitive information. The program recognised the need for a partner to help navigate the complex regulatory guidelines/frameworks that safeguard our industry and selecting Capital Consult, from word of mouth recommendations, was an easy choice. Capital Consult has been with us on this journey every step of the way and we quite simply would not of been successful without their support and commitment. Capital's experience is unquestionable, backed by a broad range of expertise, ‘kit bag’ of materials, they helped us maintain laser focus on the essential requirements of our regulators."
Mark Spry
Group Executive Transformation, Greater Bank
"We were impressed with the level of expertise provided and had the best experience working with the Capital Consult team. The team provided us with valuable insights and the required capability to assist with preparing and addressing regulatory matters. I can confidently recommend their high quality, professional work."
Hadi Rahnama
Chief Information Security & Technology Risk Officer, BOQ Group
"We were impressed with the level of expertise provided and had the best experience working with the Capital Consult team. The team provided us with valuable insights and the required capability to assist with preparing and addressing regulatory matters. I can confidently recommend their high quality, professional work."
Hadi Rahnama
Chief Information Security & Technology Risk Officer, BOQ Group
"We were impressed with the level of expertise provided and had the best experience working with the Capital Consult team. The team provided us with valuable insights and the required capability to assist with preparing and addressing regulatory matters. I can confidently recommend their high quality, professional work."
Hadi Rahnama
Chief Information Security & Technology Risk Officer, BOQ Group
“We brought in Capital Consult during a period of change where we needed additional resources and guidance to maintain momentum with regulatory change. Capital Consult moved quickly to provide pragmatic and clear advice that had an immediate impact. With the teams support we were able to prioritise key actions for risk uplift and quickly develop a timeline and plan. Capital Consult’s support and a staff secondment allowed us to execute on this plan swiftly and effectively, while maintaining focus on emerging regulatory requirements. Capital Consult provided tailored pragmatic advice that fit our circumstances and made sense to our stakeholders.”
Kevin Roberts
Chief Financial Officer
Futurity Investment Group
“We brought in Capital Consult during a period of change where we needed additional resources and guidance to maintain momentum with regulatory change. Capital Consult moved quickly to provide pragmatic and clear advice that had an immediate impact. With the teams support we were able to prioritise key actions for risk uplift and quickly develop a timeline and plan. Capital Consult’s support and a staff secondment allowed us to execute on this plan swiftly and effectively, while maintaining focus on emerging regulatory requirements. Capital Consult provided tailored pragmatic advice that fit our circumstances and made sense to our stakeholders.”
Kevin Roberts
Chief Financial Officer
Futurity Investment Group
“We brought in Capital Consult during a period of change where we needed additional resources and guidance to maintain momentum with regulatory change. Capital Consult moved quickly to provide pragmatic and clear advice that had an immediate impact. With the teams support we were able to prioritise key actions for risk uplift and quickly develop a timeline and plan. Capital Consult’s support and a staff secondment allowed us to execute on this plan swiftly and effectively, while maintaining focus on emerging regulatory requirements. Capital Consult provided tailored pragmatic advice that fit our circumstances and made sense to our stakeholders.”
Kevin Roberts
Chief Financial Officer
Futurity Investment Group
"Capital Consult was engaged by Tyro to help adapt our Governance, Risk, and Compliance procedures and processes in moving to the cloud. Capital Consult has both a well-defined framework and a wealth of experience. What stood out for us was that they were easy to work with, hands-on and went out of their way to adapt to our Agile environment. This engagement resulted in a set of practical tools and processes that Tyro will use to govern our activities around our cloud deployments."
Sascha Hess
Director of Operations, Tyro Payments
"Capital Consult was engaged by Tyro to help adapt our Governance, Risk, and Compliance procedures and processes in moving to the cloud. Capital Consult has both a well-defined framework and a wealth of experience. What stood out for us was that they were easy to work with, hands-on and went out of their way to adapt to our Agile environment. This engagement resulted in a set of practical tools and processes that Tyro will use to govern our activities around our cloud deployments."
Sascha Hess
Director of Operations, Tyro Payments
"Capital Consult was engaged by Tyro to help adapt our Governance, Risk, and Compliance procedures and processes in moving to the cloud. Capital Consult has both a well-defined framework and a wealth of experience. What stood out for us was that they were easy to work with, hands-on and went out of their way to adapt to our Agile environment. This engagement resulted in a set of practical tools and processes that Tyro will use to govern our activities around our cloud deployments."
Sascha Hess
Director of Operations, Tyro Payments
"We engaged Capital Consult to assist with helping CUA accelerate the adoption of cloud technologies across our transformation program. The team from Capital Consult bought deep expertise in the deliverables, approach, and delivery of the submissions to the regulator. They were able to understand and work closely with first, second and third line stakeholder needs required for a complex Financial Services business. Capital Consult helped us achieve a ‘no objection’ from APRA for both our cloud migration and cloud based open banking platform. Thanks to the Capital Consult team for helping CUA achieve a significant milestone on its transformation journey."
Steve Willson
Chief Information Officer, CUA
"We engaged Capital Consult to assist with helping CUA accelerate the adoption of cloud technologies across our transformation program. The team from Capital Consult bought deep expertise in the deliverables, approach, and delivery of the submissions to the regulator. They were able to understand and work closely with first, second and third line stakeholder needs required for a complex Financial Services business. Capital Consult helped us achieve a ‘no objection’ from APRA for both our cloud migration and cloud based open banking platform. Thanks to the Capital Consult team for helping CUA achieve a significant milestone on its transformation journey."
Steve Willson
Chief Information Officer, CUA
"We engaged Capital Consult to assist with helping CUA accelerate the adoption of cloud technologies across our transformation program. The team from Capital Consult bought deep expertise in the deliverables, approach, and delivery of the submissions to the regulator. They were able to understand and work closely with first, second and third line stakeholder needs required for a complex Financial Services business. Capital Consult helped us achieve a ‘no objection’ from APRA for both our cloud migration and cloud based open banking platform. Thanks to the Capital Consult team for helping CUA achieve a significant milestone on its transformation journey."
Steve Willson
Chief Information Officer, CUA
"Capital Consult brought an appropriate level of maturity and pragmatic approach that was most beneficial in assisting our IT team in navigating our cloud journey and the APRA regulatory & operational readiness associated. The Capital Consult team worked extremely well with our team in a collaborative approach to get the job done. I would have no hesitation in utilising Capital Consult on further engagements."
Brendan Mills
CIO, nib Health Funds
"Capital Consult brought an appropriate level of maturity and pragmatic approach that was most beneficial in assisting our IT team in navigating our cloud journey and the APRA regulatory & operational readiness associated. The Capital Consult team worked extremely well with our team in a collaborative approach to get the job done. I would have no hesitation in utilising Capital Consult on further engagements."
Brendan Mills
CIO, nib Health Funds
"Capital Consult brought an appropriate level of maturity and pragmatic approach that was most beneficial in assisting our IT team in navigating our cloud journey and the APRA regulatory & operational readiness associated. The Capital Consult team worked extremely well with our team in a collaborative approach to get the job done. I would have no hesitation in utilising Capital Consult on further engagements."
Brendan Mills
CIO, nib Health Funds
"Without the engagement of Capital Consult and their expertise in the Australian Finance Services sector - in relation to the APRA regulatory framework and Cloud and Digital business transformations, the IAG Cloud Strategy would not have momentum, traction, approval and structure for the future. The Capital Consult team have bought expertise, professionalism plus a drive and determination to deliver the best outcomes for our customers and business. This was pivotal to us now having a cross business Cloud strategy, roadmap, operating model and delivery of our first workload into AWS. I would recommend them strongly for any business which is looking to bring speed and scale, via Cloud, into their business."
Mark Drasutis
Chief Digital Officer, IAG
"Without the engagement of Capital Consult and their expertise in the Australian Finance Services sector - in relation to the APRA regulatory framework and Cloud and Digital business transformations, the IAG Cloud Strategy would not have momentum, traction, approval and structure for the future. The Capital Consult team have bought expertise, professionalism plus a drive and determination to deliver the best outcomes for our customers and business. This was pivotal to us now having a cross business Cloud strategy, roadmap, operating model and delivery of our first workload into AWS. I would recommend them strongly for any business which is looking to bring speed and scale, via Cloud, into their business."
Mark Drasutis
Chief Digital Officer, IAG
"Without the engagement of Capital Consult and their expertise in the Australian Finance Services sector - in relation to the APRA regulatory framework and Cloud and Digital business transformations, the IAG Cloud Strategy would not have momentum, traction, approval and structure for the future. The Capital Consult team have bought expertise, professionalism plus a drive and determination to deliver the best outcomes for our customers and business. This was pivotal to us now having a cross business Cloud strategy, roadmap, operating model and delivery of our first workload into AWS. I would recommend them strongly for any business which is looking to bring speed and scale, via Cloud, into their business."
Mark Drasutis
Chief Digital Officer, IAG
"We engaged Capital Consult to assist with our readiness and preparation for our APRA consultation in migrating our core superannuation platform to the cloud. They bought an in depth knowledge and experience of the Regulatory requirements and pragmatic activities and solutions. Having experience working in technology, risk and compliance, they understood the challenges in outsourcing and worked seamlessly with our team on the preparation activity required towards our outsource readiness and APRA's no objection. I can recommend the team from Capital Consult."
Dr Adrian Colquhoun
Chief Technology and Innovation Officer, Mine Wealth + Wellbeing Super Fund
"We engaged Capital Consult to assist with our readiness and preparation for our APRA consultation in migrating our core superannuation platform to the cloud. They bought an in depth knowledge and experience of the Regulatory requirements and pragmatic activities and solutions. Having experience working in technology, risk and compliance, they understood the challenges in outsourcing and worked seamlessly with our team on the preparation activity required towards our outsource readiness and APRA's no objection. I can recommend the team from Capital Consult."
Dr Adrian Colquhoun
Chief Technology and Innovation Officer, Mine Wealth + Wellbeing Super Fund
"We engaged Capital Consult to assist with our readiness and preparation for our APRA consultation in migrating our core superannuation platform to the cloud. They bought an in depth knowledge and experience of the Regulatory requirements and pragmatic activities and solutions. Having experience working in technology, risk and compliance, they understood the challenges in outsourcing and worked seamlessly with our team on the preparation activity required towards our outsource readiness and APRA's no objection. I can recommend the team from Capital Consult."
Dr Adrian Colquhoun
Chief Technology and Innovation Officer, Mine Wealth + Wellbeing Super Fund
"Capital Consult was engaged to facilitate all actions needed to prepare for an IT Operational Risk Review by APRA. We supplied over 580 documents to APRA and prepared 13 presentations. The Capital Consult team did an excellent job of ensuring all task owners met their deliverable dates, as well as ensuring all stakeholders were kept informed. As a result the right preread and presentation information reached the regulator and this was reflected in an excellent report. I would be happy to engage with Capital Consult again."
Michelle James
CRO Technology & Operations, AMP
"Capital Consult was engaged to facilitate all actions needed to prepare for an IT Operational Risk Review by APRA. We supplied over 580 documents to APRA and prepared 13 presentations. The Capital Consult team did an excellent job of ensuring all task owners met their deliverable dates, as well as ensuring all stakeholders were kept informed. As a result the right preread and presentation information reached the regulator and this was reflected in an excellent report. I would be happy to engage with Capital Consult again."
Michelle James
CRO Technology & Operations, AMP
"Capital Consult was engaged to facilitate all actions needed to prepare for an IT Operational Risk Review by APRA. We supplied over 580 documents to APRA and prepared 13 presentations. The Capital Consult team did an excellent job of ensuring all task owners met their deliverable dates, as well as ensuring all stakeholders were kept informed. As a result the right preread and presentation information reached the regulator and this was reflected in an excellent report. I would be happy to engage with Capital Consult again."
Michelle James
CRO Technology & Operations, AMP
"The team from Capital Consult provided great support to ME Bank as we prepared to engage with APRA on our outsource cloud journey. Their knowledge and expertise in this space provided us with much needed clarity on exactly what we needed to do to ensure that our governance and control environment was fit for cloud and APRA compliance."
David Lochrie
GM Digital & Integration, ME Bank
"The team from Capital Consult provided great support to ME Bank as we prepared to engage with APRA on our outsource cloud journey. Their knowledge and expertise in this space provided us with much needed clarity on exactly what we needed to do to ensure that our governance and control environment was fit for cloud and APRA compliance."
David Lochrie
GM Digital & Integration, ME Bank
"The team from Capital Consult provided great support to ME Bank as we prepared to engage with APRA on our outsource cloud journey. Their knowledge and expertise in this space provided us with much needed clarity on exactly what we needed to do to ensure that our governance and control environment was fit for cloud and APRA compliance."
David Lochrie
GM Digital & Integration, ME Bank
Capital Consult has proudly worked with the following organisations
Is APRA keeping you up at night?
We get it! You’re not the only one.
The forever evolving nuances of regulation and compliance can seem complex when looking from the outside in. As specialists dealing with these nuances every day, we can spot the gaps quickly and advise you on what’s important, what’s urgent and what will have you rest at ease.
If you’d like to chat about where you’re at, get in touch - we’re here to help.
Is APRA keeping you up at night?
We get it! You’re not the only one.
The forever evolving nuances of regulation and compliance can seem complex when looking from the outside in. As specialists dealing with these nuances every day, we can spot the gaps quickly and advise you on what’s important, what’s urgent and what will have you rest at ease.
If you’d like to chat about where you’re at, get in touch - we’re here to help.
Is APRA keeping you up at night?
We get it! You’re not the only one.
The forever evolving nuances of regulation and compliance can seem complex when looking from the outside in. As specialists dealing with these nuances every day, we can spot the gaps quickly and advise you on what’s important, what’s urgent and what will have you rest at ease.
If you’d like to chat about where you’re at, get in touch - we’re here to help.